Terms of Use

PLEASE READ THESE TERMS CAREFULLY. YOUR USE AND INTERACTION WITH OUR WEBSITE, PORTAL AND/OR SERVICES INDICATE THAT YOU ACCEPT THESE TERMS. IF YOU DO NOT ACCEPT THESE TERMS OF USE, DO NOT USE THIS SITE OR OUR SERVICE.

TERMS OF USE

Use of Site and/or Service

Registration Requirements

Privacy and Release of Information

Financial Content and Usage

Member Conduct

Content

Site Security and Conduct

System and Network Security

Intellectual Property Rights

Notification of Claims of Infringement

Representations

Disclaimer of Warranty

Links to Other Website

Indemnity

Limitation of Liability

Consequences of Violation of Terms

 

Use of Site and/or Service

This Website and Portal (“Site”) and the services provided (“Service”) are maintained and operated by CG Media, LLC d/b/a CitrinGroup Media (“us,” “we,” “our,” “Company,” or “CitrinGroup Media”) a Michigan limited liability company.

Thus, we offer this Site for you to view information and documents (collectively, “Materials”) and message boards (“Forums”). Please note that you must be at least 18 years of age to use the Services on this Site. If you breach any of the Terms in these Terms of Service (“Terms”), your authorization to use this Site or these Services automatically terminates.

We may revise these Terms of Service at any time and you agree to be bound by the revised Terms. Any modification will become effective when it is first messaged to the site. You are responsible to return to the Terms of Service from time to time to review the most current terms and conditions. We may notify you by either messaging a new version of this Term of Service, notifying visitors on the website that a new version has been messaged.

Registration Requirements

In order to compose messages on the CitrinGroup Media message boards or Forums, registration is required. In order to message messages on Forums or boards, view boards with level restrictions, and use other advanced services, you must register with CitrinGroup Media using a valid email address.

Visitors thirteen years of age or older who agree to the Terms of Service may register and message content to the site. You agree that the information you supply will be accurate and that you will not supply the email address of, or register under the name of, another person. We reserve the right to reject any username we deem offensive or inappropriate. Users may not register as a business name.

Privacy and Release of Information

Under normal circumstances, CitrinGroup Media will never release your provided information to any third party without your consent. However, in cases of Terms violations or illegal activities, we reserve the right to forward any and all known information about you to your ISP (including libraries, schools, and places of employment), email service provider, your ISP account owner (if someone else is actually paying for it), and any parties whose copyright has clearly been infringed by your actions on the boards, or requests from law enforcement authorities.

All of the information that we collect from you, such as registration, is subject to our privacy policy. Please CLICK HERE to see our full Privacy Policy.

Content and Usage

Our Site contains educational information concerning financial guidance and allows the user to comment on Jonathan Citrin’s blog posts. Business will not be conducted through this site. We do not represent or warrant the educational information or other Content is complete, accurate, current, reliable, or error-free. You acknowledge that any reliance upon any advice, opinion, statement, or other information displayed or distributed through the Site, including User Materials, is at your sole risk. You acknowledge and agree that we are not responsible for any Materials messaged by Users.

Member Conduct

You agree that you will not use these sites to perform the following actions:

Offensive Messaging
Messages of a patently offensive nature are not allowed. This includes, but is not limited to:

Using vulgar, profane, or sexually explicit language
Using race, religion, sexual orientation, culture, ethnicity, handicap, nationality, or gender as a means of insult
Using sexual preference terms as a term of insult in any way, shape, or form
Using threatening, harassing, defamatory, hate-speech, or libelous language
Messaging or requesting links to or material from pornographic, obscene, or hate-speech websites
Messaging links to websites with potentially offensive content without a clear warning

Messaging content from other websites

Any content you place on a CitrinGroup Media site must be your original work. If it is owned by another, you must have authorization from the copyright owner.  If you message content from another source, please include a link back to the original content. Please refrain from messaging private messages without a user’s permission. Private messages from administration messaged to threads will be removed.

Flaming (Insulting Other Users)

Messages clearly insulting, calling out, provoking or harassing other board members, individually or as a group, directly or indirectly, are not allowed. This includes, but is not limited to: Name-calling (“You’re an idiot”, “You moron”) Direct insults (“Screw you”) Offensive orders (“Go kill yourself”) Insinuations (“Are you stupid or something?”) or insults towards family (“Your mom…”)

Trolling (Inciting Flames)
Messages intended solely to annoy and/or offend others by going against the clear nature of a board or topic are not allowed. This includes, but is not limited to:

Provoking other users to respond with flames
Constant bickering/arguing
Making misleading topic titles
Asking obviously useless questions
Messaging false information as fact

Illegal Activities
Messages that violate or incite others to violate the law are not allowed. This includes, but is not limited to, asking for or providing, in any way, shape, or form:

Illegal copies of copyrighted software
Methods of circumventing copyright protection (Cracks, No-CD Patches, CD Keys, mod chips)
Illegal copies of copyrighted music (MP3s), movies, videos, or any other type of media
Reprints of material from other websites (pay or free)

Advertising
Messages that clearly advertise a service or product are not allowed. This includes, but is not limited to:

Unsolicited commercial or personal website advertisements
For-Sale/For-Trade/For-Auction/Wanted notices
“Make Money Fast” scams, chain letters, and pyramid schemes

Users are allowed to include a website address in a signature, request comments on their personal site in a social setting, or provide interesting or relevant links to another site.

Disruptive Messaging
Messages that disrupt other users or professionals, intentional or not, are prohibited. This includes, but is not limited, to:

Messages or topic titles that force browsers to scroll horizontally
Large blank or content-free messages
Messaging multiple identical or near-identical messages or topics
Intentionally hard-to-read topic titles (i.e. ALL CAPS, AlTeRnAtE cApS, no spaces, no or excessive punctuation, 1337 speak, et cetera)
Messaging large ASCII art (except in social topics specifically calling for it)

Harassment/Stalking/Privacy
Continual harassing behavior directed towards a certain individual with the intent of creating an intimidating, offensive, or hostile environment on the boards, with or without use of explicit or implicit threats is strictly prohibited. Messaging private information without permission is also prohibited. Continued messages of this nature will result in suspension.

Bugs and Exploits
Using exploits or tricks in the CitrinGroup Media code to gain privileges, access, or abilities not clearly intended by the board design is prohibited. Making exploits public or using them for personal benefit is grounds for immediate loss of privilege to comment on a blog post.

Other
Any other activity that is clearly detrimental to the flow of conversation and normal activities of users and professionals may also be deleted.

Content

Ownership

Our sites include a combination of content that we create, that our partners create, and that our users create. All materials published by CitrinGroup Media on our sites, including, but not limited to written content, photographs, graphics, images, illustrations, marks, logos, sound or video clips, and Flash animation, are protected by our copyrights and trademarks or those of our partners. You may not modify, publish, transmit, participate in the transfer or sale of, reproduce, create derivative works of, distribute, publicly perform, publicly display, or in any way exploit any of the materials or content on our sites in whole or in part. If you would like to request permission to use any of the content on our sites, please send an email to info@citringroupmedia.com

The sites are protected by copyright as a collective work or compilation under the copyright laws of the United States and other countries. All individual articles, content and other elements comprising these sites are also copyrighted works.

By generating content to the site, you automatically grant the right to CitrinGroup Media to use, copy, modify, adapt or publish the content that you message, including for purposes of advertising and publicity on the sites and elsewhere CitrinGroup Media is under no obligation to pay you for your messaging. By your messaging, you receive consideration in terms of the publication of your message and the goodwill surrounding your content.

You are solely responsible for all materials, whether publicly messaged or privately transmitted, that you upload, message, e-mail, transmit, or otherwise make available on our sites (“Your Content”). You certify that you own all intellectual property rights in Your Content. You hereby grant us, our affiliates, and our partners a worldwide, irrevocable, royalty-free, nonexclusive, sublicensable license to use, reproduce, create derivative works of, distribute, publicly perform, publicly display, transfer, transmit, distribute, and publish Your Content and subsequent versions of Your Content for the purposes of (i) displaying Your Content on our Sites, (ii) distributing Your Content either electronically or via other media, to users seeking to download or otherwise acquiring it, and/or (iii) storing Your Content in a remote database accessible by end users, for a charge. This license shall apply to the distribution and the storage of Your Content in any form, medium, or technology now known or later developed, including print publication.

Accuracy

Our site contains content that we create as well as content provided by third parties. We do not guarantee the accuracy, the integrity, or the quality of the content on our sites, and you may not rely on any of this content. Without limitation, we are not responsible for messaging by Users in the message sections of our sites.

By viewing the site content, you agree that all content on the CitrinGroup Media messages is the responsibility of the person from which the content originated. You agree that neither CitrinGroup Media nor its sponsors or affiliates are responsible for all content that you personally enter. CitrinGroup Media does not control any content messaged on the boards, and does not guarantee the truthfulness or quality of any content. You agree that while using the CitrinGroup Media message boards, you may be exposed to content that is offensive or objectionable, and that you will in no way hold CitrinGroup Media nor its sponsors or affiliates liable in any way, shape, or form for any harm or loss that may come to you or others as a result of viewing this content.

Offensive Content

You may be exposed to content that you find offensive, indecent or objectionable or that is inaccurate, and you bear all risks associated with using that content. We have the right, but not the obligation, to remove any content that may, in our sole discretion, violate these Terms or that is otherwise objectionable.

CitrinGroup Media is not responsible for screening content before it is messaged.

Site Security and Conduct

Any Material we upload to this Site will be accessible to all users of the Site (“Users”). We have incorporated all reasonable and commercially available measures to protect the Site from unauthorized access. Any unauthorized commercial use of the Service is expressly prohibited. You agree to comply with all applicable local, state, national, and international laws and regulations. Further, by way of example and not as a limitation, you agree not to:

1. use the Service in connection with chain letters, junk e-mail, spamming or any duplicative or unsolicited messages (commercial or otherwise);
2. harvest or otherwise collect information about others, including e-mail addresses, without their consent;
3. create a false identity or forged e-mail address or header, or otherwise attempt to mislead others as to the identity of the sender or the origin of the message;
4. transmit through the Service any Materials that are unlawful, harassing, libelous, abusive, threatening, harmful, vulgar, obscene, or otherwise objectionable material of any kind or nature;
5. transmit any material that contains viruses, Trojan horses, worms, trap doors, back doors, Easter eggs, time bombs, cancelbots, netbots, or any other harmful or deleterious programs or scripts;
6. violate any U.S. law regarding the transmission of technical data or software exported from the United States through the Service;
7. interfere with or disrupt networks connected to the Service or violate the regulations, policies or procedures of such networks; or
8. interfere with another User’s use and enjoyment of the Service.

System and Network Security

Violations of system or network security are prohibited, and may result in criminal and civil liability. We will investigate incidents involving such violations and may involve and will cooperate with law enforcement if a criminal violation is suspected. You must take reasonable security precautions in light of your use of the Service. You are solely responsible for any breaches of security.

Intellectual Property Rights

The Service and this Site are protected to the maximum extent permitted by copyright and trademark laws and international treaties. The Content of this Site, and related pages, is copyrighted property of CitrinGroup Media or other suppliers credited as the provider. You may not decompile or disassemble, reverse engineer or otherwise attempt to discover any source code contained in the Service. Without limiting the foregoing, you agree not to reproduce, duplicate, copy, sell, resell, or exploit for any commercial purposes, any aspect of the Site or the Service.

Notification of Claims of Infringement

If you believe that your work has been copied in a way that constitutes copyright infringement, or your intellectual property rights have been otherwise violated, please notify our agent for notice of claims of copyright or other intellectual property infringement at: info@citringroupmedia.com.

Please provide the following information:

1. Identify the material on the Site that you claim is infringing in sufficient detail so that we can find it;
2. Include the specific statement that you have a good faith belief that the disputed use you have identified is not authorized by the copyright owner, its agent, or the law;
3. Include the specific statement in which you declare, under penalty of perjury, that (a) the information you have provided is accurate, and (b) that you are the owner of the copyright interest involved or that you are authorized to act on behalf of that owner;
4. Your address, telephone number, and email address; and
5. Your physical or electronic signature.

We will remove the infringing content according to the procedures outlined in the Digital Millennium Copyright Act of 1998.

Representations

You represent and warrant that you will not hold us responsible for the quality, safety, or accuracy of the Materials on the Site. We provide no warranty or guarantee regarding the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any purposes. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law. If you are aware of any relevant errors, inaccuracies, or discrepancies, including pricing discrepancies please alert us at info@citringroupmedia.com.

Disclaimer of Warranty

ALL EXPRESS AND IMPLIED WARRANTIES, INCLUDING, WITHOUT LIMITATION, THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT OF PROPRIETARY RIGHTS ARE EXPRESSLY DISCLAIMED TO THE FULLEST EXTENT PERMITTED BY LAW. TO THE FULLEST EXTENT PERMITTED BY LAW, COMPANY DISCLAIMS ANY WARRANTIES: (i) FOR THE SECURITY, RELIABILITY, TIMELINESS, ACCURACY, AND PERFORMANCE OF THE SITE AND THE SERVICE; (ii) FOR OTHER SERVICES OR GOODS RECEIVED THROUGH OR ADVERTISED ON THE COMPANY SITE OR THE SITES OR SERVICE, OR ACCESSED THROUGH ANY LINKS ON THE SITE; OR (iii) FOR VIRUSES OR OTHER HARMFUL COMPONENTS IN CONNECTION WITH THE SITE OR THE SERVICE. YOU USE ANY INFORMATION OR MATERIALS ON THIS WEBSITE ENTIRELY AT YOUR OWN RISK. IT IS YOUR RESPONSIBILITY TO ENSURE THAT ANY PRODUCTS, SERVICES, OR INFORMATION AVAILABLE THROUGH THIS WEBSITE MEET YOUR SPECIFIC REQUIREMENTS.

Links to Other Websites

The Site may contain links and pointers to other websites that are maintained by third parties. Such links do not mean that we endorse these third-party sites or any materials they contain. Of course we do not control, and thus are not responsible for, the availability, accuracy, privacy policy, or currency of such third-party sites or any information, content, products or services accessible from such third-party sites.

Indemnity

You agree to indemnify and hold us, our officers, subsidiaries, affiliates, successors, assigns, directors, officers, agents, service providers, suppliers and employees, harmless from any claim or demand, including reasonable attorney fees and court costs, made by any third party due to or arising out of Materials you submit, message or make available through the Service, your use of the Service, your violation of the Terms, your breach of any of the representations and warranties in these Terms, or your violation of any rights of another person or entity.

Governing Law

You further consent that this Agreement is governed by and shall be construed in accordance with the laws of the State of Michigan, U.S.A. without reference to its conflicts of law provisions. The United Nations Convention on Contracts for the International Sale of Goods shall not apply to this Agreement. You agree to submit to the personal and exclusive jurisdiction of the state and federal courts located in Michigan for any disputes arising out the use of this site.

This Agreement constitutes the entire agreement between the parties with respect to the subject matter that it describes. This Agreement supersedes all prior proposals, negotiations, conversations, discussions and agreements between the parties concerning the information it covers.

If, for any reason, a court of competent jurisdiction finds any provision or part of a provision of this Agreement unenforceable, that provision shall be enforced to the maximum extent permissible so as to affect the intent of this Agreement. Any remaining provisions of the Agreement will continue to be enforced with full effect.

Limitation of Liability

UNDER NO CIRCUMSTANCES ARE WE LIABLE FOR DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES (EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM ANY ASPECT OF YOUR USE OF THE SITE OR THE SERVICE, WHETHER THE DAMAGES ARISE FROM USE OR MISUSE OF THE SITE OR THE SERVICE, FROM INABILITY TO USE THE SITE OR THE SERVICE, OR THE INTERRUPTION, SUSPENSION, MODIFICATION, ALTERATION, OR TERMINATION OF THE SITE OR THE SERVICE. SUCH LIMITATION SHALL ALSO APPLY WITH RESPECT TO DAMAGES INCURRED BY REASON OF OTHER SERVICES OR PRODUCTS RECEIVED THROUGH OR ADVERTISED IN CONNECTION WITH THE OUR SITE OR THE SERVICE OR ANY LINKS ON THE SITE, AS WELL AS BY REASON OF ANY INFORMATION OR ADVICE RECEIVED THROUGH OR ADVERTISED IN CONNECTION WITH THE SITE OR THE SERVICE OR ANY LINKS ON THE SITE. THESE LIMITATIONS SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW. In some jurisdictions, limitations of liability are not permitted and some of the foregoing limitations may not apply to you.

Consequences of Violation of Terms

We may, without notice to you, suspend your Service or remove any Materials transmitted via the Site if we discover facts that lead us to reasonably believe the Site service is being used in violation of these Terms. You agree to cooperate with our reasonable investigation of any suspected violation of these Terms. We may attempt to contact you prior to your suspension; however, prior notification is not assured.